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Tax Rises and Social Care - What we know so far
Michael Roberts FPFS
  • Sep 8, 2021
  • 3 min

Tax Rises and Social Care - What we know so far

It was announced today (after much speculation) that some new measures would be brought in as part of the new care funding solution for...
39 views
Leaving your pension on autopilot could be dangerous
Michael Roberts FPFS
  • Oct 28, 2020
  • 4 min

Leaving your pension on autopilot could be dangerous

Many workplace pensions, and indeed personal pensions, set up over the years have included an option commonly referred to as...
34 views
Lasting Power of Attorney goes virtual
Michael Roberts FPFS
  • Aug 8, 2020
  • 2 min

Lasting Power of Attorney goes virtual

As anyone who has ever tried to use a Lasting Power of Attorney (LPA) will know, it can be a painful process. Invoking an LPA to,...
51 views
Pension contributions for high earners
Michael Roberts FPFS
  • Apr 17, 2020
  • 5 min

Pension contributions for high earners

Since 2016, individuals with income in excess of £110,000 have been subject to a piece of (in my view) bonkers legislation known as the...
54 views
Planning for Volatile Markets
Michael Roberts FPFS
  • Apr 3, 2020
  • 4 min

Planning for Volatile Markets

I wrote in my recent article that "Successful long-term investors are continuously acting on a Plan, rather than continually reacting to...
46 views
The silent killer of financial plans
Michael Roberts FPFS
  • Jan 26, 2020
  • 3 min

The silent killer of financial plans

When thinking about the future, considering the time when you’ll no longer be working and will instead be relying on your own resources,...
18 views
The amazing power of compound interest
Michael Roberts FPFS
  • Jan 25, 2020
  • 2 min

The amazing power of compound interest

Consider the following two guys. Dean and Dan. Both age 25 they have studied together at uni and are now entering the world of work. Dean...
29 views
Inflation busting increase for State Pension
Michael Roberts FPFS
  • Oct 24, 2019
  • 1 min

Inflation busting increase for State Pension

Each year the State Pension increases by the greater of CPI inflation, average wage growth or 2.5%. This is the so called “Triple Lock”,...
11 views
Should I buy a property to let?
Michael Roberts FPFS
  • Jul 20, 2019
  • 5 min

Should I buy a property to let?

When we speak to people who have money to invest, often their first thought is to buy a property to let. Purchasing property as an...
22 views
How many years does it take to get the maximum State Pension?
Michael Roberts FPFS
  • Jul 6, 2019
  • 2 min

How many years does it take to get the maximum State Pension?

The State Pension is a great benefit that most people qualify for in some way, and it can make an enormous different to income...
14 views
Tax changes on Buy to Let Properties
Michael Roberts FPFS
  • Jul 6, 2019
  • 2 min

Tax changes on Buy to Let Properties

The start of the new tax year saw further tax changes for landlords, with the amount of mortgage interest that can be offset against...
19 views
Career Solutions for Everyone
Michael Roberts FPFS
  • May 21, 2019
  • 2 min

Career Solutions for Everyone

I was very interested to hear in a recent Forward Planning meeting with my clients Jeremy and Maria Heffer, about a new business venture...
2 views
Don't plan for a great life, start living it today
Michael Roberts FPFS
  • Apr 1, 2019
  • 2 min

Don't plan for a great life, start living it today

Financial advice has long been about planning for the future, often aiming for one single event; retirement. Focussing on your savings,...
18 views
Preparing for Retirement
Michael Roberts FPFS
  • Apr 1, 2019
  • 3 min

Preparing for Retirement

There are many reasons why people who could retire are hesitant to do so. Some people think they need to wait until they’re 65 or older....
16 views
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