When thinking about the future, considering the time when you’ll no longer be working and will instead be relying on your own resources, there is one factor ...

Consider the following two guys. Dean and Dan. Both age 25 they have studied together at uni and are now entering the world of work. Dean starts his first j...

Each year the State Pension increases by the greater of CPI inflation, average wage growth or 2.5%. This is the so called “Triple Lock”, designed to help pen...

When we speak to people who have money to invest, often their first thought is to buy a property to let. Purchasing property as an investment vehicle for inc...

To answer this question, there are three aspects to consider; - Firstly, the position created by the Pensions Freedom legislation introduced in 2015, which s...

The State Pension is a great benefit that most people qualify for in some way, and it can make an enormous different to income in retirement. Yet due to the ...

The start of the new tax year saw further tax changes for landlords, with the amount of mortgage interest that can be offset against income cut from half to ...

I was very interested to hear in a recent Forward Planning meeting with my clients Jeremy and Maria Heffer, about a new business venture that Maria has start...

Financial advice has long been about planning for the future, often aiming for one single event; retirement. Focussing on your savings, your investments, you...

There are many reasons why people who could retire are hesitant to do so. Some people think they need to wait until they’re 65 or older. Some are worried abo...