Michael Roberts FPFSSep 8, 20213 minTax Rises and Social Care - What we know so farIt was announced today (after much speculation) that some new measures would be brought in as part of the new care funding solution for...
Michael Roberts FPFSOct 28, 20204 minLeaving your pension on autopilot could be dangerousMany workplace pensions, and indeed personal pensions, set up over the years have included an option commonly referred to as...
Michael Roberts FPFSAug 8, 20202 minLasting Power of Attorney goes virtualAs anyone who has ever tried to use a Lasting Power of Attorney (LPA) will know, it can be a painful process. Invoking an LPA to,...
Michael Roberts FPFSApr 17, 20205 minPension contributions for high earnersSince 2016, individuals with income in excess of £110,000 have been subject to a piece of (in my view) bonkers legislation known as the...
Michael Roberts FPFSApr 3, 20204 minPlanning for Volatile MarketsI wrote in my recent article that "Successful long-term investors are continuously acting on a Plan, rather than continually reacting to...
Michael Roberts FPFSJan 26, 20203 minThe silent killer of financial plansWhen thinking about the future, considering the time when you’ll no longer be working and will instead be relying on your own resources,...
Michael Roberts FPFSJan 25, 20202 minThe amazing power of compound interestConsider the following two guys. Dean and Dan. Both age 25 they have studied together at uni and are now entering the world of work. Dean...
Michael Roberts FPFSOct 24, 20191 minInflation busting increase for State PensionEach year the State Pension increases by the greater of CPI inflation, average wage growth or 2.5%. This is the so called “Triple Lock”,...
Michael Roberts FPFSJul 20, 20195 minShould I buy a property to let?When we speak to people who have money to invest, often their first thought is to buy a property to let. Purchasing property as an...
Michael Roberts FPFSJul 6, 20192 minHow many years does it take to get the maximum State Pension?The State Pension is a great benefit that most people qualify for in some way, and it can make an enormous different to income...
Michael Roberts FPFSJul 6, 20192 minTax changes on Buy to Let PropertiesThe start of the new tax year saw further tax changes for landlords, with the amount of mortgage interest that can be offset against...
Michael Roberts FPFSMay 21, 20192 minCareer Solutions for EveryoneI was very interested to hear in a recent Forward Planning meeting with my clients Jeremy and Maria Heffer, about a new business venture...
Michael Roberts FPFSApr 1, 20192 minDon't plan for a great life, start living it todayFinancial advice has long been about planning for the future, often aiming for one single event; retirement. Focussing on your savings,...
Michael Roberts FPFSApr 1, 20193 minPreparing for RetirementThere are many reasons why people who could retire are hesitant to do so. Some people think they need to wait until they’re 65 or older....