top of page


The information contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The information contained here is based upon our current understanding of UK legislation. This site does not confer any form of advice or personal recommendation. No liability can be accepted for any individuals relying on this information without seeking our specific advice and guidance. Errors and omissions excepted.


Spend Time Ltd Contact Details:


Spend Time Ltd

The Barn

Waterloo Road


RG40 3BY

0118 214 2140


The email address for our webmaster is

Our Company Registration Information Spend Time Ltd is registered in England. Our registration number is 11761000.Our registered office address is 71-75 Shelton Street, Covent Garden, London, England, WC2H 9JQ.


You can access our Privacy Policy which applies to users of this website here.

You can access our Data Protection Notice here.


You may choose to make use of our Plan Builder via the Truth About Money portal. This is provided free of charge however by accessing the system, you acknowledge that Spend Time Ltd takes no responsibility for the calculations or conclusions drawn by the system. It does not constitute financial advice or a personal recommendation. Spend Time Ltd takes no responsibility for any action or inaction on your part as a result of using the tool.

Spend Time is authorised and regulated by the Financial Conduct Authority and are included within the Financial Conduct Authority register under registration number 917358. You can view the Financial Conduct Authority register at

Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Telephone 0800 023 4567.

Please note that by visiting external pages using links from this website, you acknowledge you will be viewing content for which Spend Time Ltd is not responsible and over which we have no control.

The Financial Conduct Authority does not regulate taxation advice.

The Financial Conduct Authority does not regulate trust advice               

The value of your investment can go down as well as up and you may get back less than the amount invested.

A pension is a long term investment, the fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available.

bottom of page