One of the key considerations we have when, following the creation of a detailed Financial Plan for a client, we recommend investing, is to consider how long the money will be invested before it's needed. Here we consider why age is often not a significant factor.

The Winter Fuel Payment has received a lot of publicity over the last 12 months. Here we look at what it is, who can receive it, and summarise the recent changes.

In the Budget on 30th October 2024, there were some announcements about changes to Capital Gains Tax which were effective immediately. In this article we'll look at what changed, and how you can report your gains in the most effective manner.

Michael explains how taper relief applies when you make a gift.

How to maximise the IHT Annual Exemption to Gift £9,000 (or £18,000 for a couple): A Step-by-Step Guide

All pension funds will soon be subject to IHT on death. Michael explains the potentially significant impact this will have for many.

How to report and pay any tax that may be due on savings interest.

Seasons greetings (and a quick update) from Spend Time.

We're feeling proud of ourselves today. Here's why...

Effects of property fraud can be devastating. HM Land Registry's free property alert service could help avoid becoming a victim.

Can you give a home to a tree from Spend Time?

We've upgraded our secure client portal.

A summary of the 2023 Spring Budget.

Instead of sending cards, once again this Christmas we have chosen to support a local cause - First Days Children’s Charity – whose work...

Whilst cash is not usually a suitable home for money that is expected to be sitting around for the longer term, we usually recommend...

The Chancellor of the Exchequer Jeremy Hunt delivered his Autumn Statement to Parliament yesterday, following several weeks of commentary...

From time to time, every one of us may be able to describe ourselves as ‘vulnerable’ for one reason or another; indeed, The Financial...

Regular readers will know that one of our favourite investment managers, Tatton Investment Management, publish regular video updates to...

A quick summary of today's mini-budget.

Had I told you last September that in a year’s time: Inflation would be over 12% Interest rates will be 7 times higher Our energy bills...