One of the key considerations we have when, following the creation of a detailed Financial Plan for a client, we recommend investing, is to consider how long the money will be invested before it's needed. Here we consider why age is often not a significant factor.

The Winter Fuel Payment has received a lot of publicity over the last 12 months. Here we look at what it is, who can receive it, and summarise the recent changes.

Michael explains how taper relief applies when you make a gift.

All pension funds will soon be subject to IHT on death. Michael explains the potentially significant impact this will have for many.

We're feeling proud of ourselves today. Here's why...

A summary of the 2023 Spring Budget.

Whilst cash is not usually a suitable home for money that is expected to be sitting around for the longer term, we usually recommend...

From time to time, every one of us may be able to describe ourselves as ‘vulnerable’ for one reason or another; indeed, The Financial...

Had I told you last September that in a year’s time: Inflation would be over 12% Interest rates will be 7 times higher Our energy bills...

Trustees are required to register with the Trust Registration Service by 1st September 2022. If you're a trustee, find out more here.

It was announced today (after much speculation) that some new measures would be brought in as part of the new care funding solution for...

In the past, many individuals have undertaken contract work through their own limited company. Following recent changes to the IR35...

The Budget Statement was delivered by Chancellor of the Exchequer, Rishi Sunak earlier today. It takes place following what has...

Many workplace pensions, and indeed personal pensions, set up over the years have included an option commonly referred to as...

Since 2016, individuals with income in excess of £110,000 have been subject to a piece of (in my view) bonkers legislation known as the...

I wrote in my recent article that "Successful long-term investors are continuously acting on a Plan, rather than continually reacting to...

In this note I will not seek to commentate on how and why markets have reacted in the way they have to recent events, much less offer...

When thinking about the future, considering the time when you’ll no longer be working and will instead be relying on your own resources,...