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  • 2022
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Autumn Statement Summary
Michael Roberts FPFS
  • Oct 27, 2021
  • 3 min

Autumn Statement Summary

The Chancellor of the Exchequer, Rishi Sunak, delivered his Autumn Statement today. This was not a "proper" Budget; which this year took...
35 views
When to call 159
Michael Roberts FPFS
  • Oct 20, 2021
  • 2 min

When to call 159

Criminals stole £753.9 million through fraud and scams in the first half of 2021, an increase of 30% compared to the first half of 2020....
35 views
Tax Rises and Social Care - What we know so far
Michael Roberts FPFS
  • Sep 8, 2021
  • 3 min

Tax Rises and Social Care - What we know so far

It was announced today (after much speculation) that some new measures would be brought in as part of the new care funding solution for...
39 views
Contactless payment limit to rise
Michael Roberts FPFS
  • Sep 1, 2021
  • 1 min

Contactless payment limit to rise

It has now been confirmed that the contactless payment limit, which allows consumers to pay for goods and services without the need to...
23 views
NS&I Green Savings Bond details announced
Michael Roberts FPFS
  • Jul 5, 2021
  • 2 min

NS&I Green Savings Bond details announced

In the last Budget in March, it was announced that the government would offer a green retail savings product through National Savings and...
24 views
Budget Summary
Michael Roberts FPFS
  • Mar 3, 2021
  • 5 min

Budget Summary

The Budget Statement was delivered by Chancellor of the Exchequer, Rishi Sunak earlier today. It takes place following what has...
23 views
Explainer: Difference between Debt, Deficit and GDP
Michael Roberts FPFS
  • Jan 25, 2021
  • 2 min

Explainer: Difference between Debt, Deficit and GDP

Often, the words "debt", "Deficit" and "GDP" are mentioned in the media; but what do they actually mean, what's the difference, and how...
22 views
Leaving your pension on autopilot could be dangerous
Michael Roberts FPFS
  • Oct 28, 2020
  • 4 min

Leaving your pension on autopilot could be dangerous

Many workplace pensions, and indeed personal pensions, set up over the years have included an option commonly referred to as...
34 views
Negative Interest Rates
Michael Roberts FPFS
  • Oct 6, 2020
  • 3 min

Negative Interest Rates

It has been well over a decade since the Bank of England cut the base rate to historic low levels; reaching 0.5% in March 2009 following...
30 views
Lasting Power of Attorney goes virtual
Michael Roberts FPFS
  • Aug 8, 2020
  • 2 min

Lasting Power of Attorney goes virtual

As anyone who has ever tried to use a Lasting Power of Attorney (LPA) will know, it can be a painful process. Invoking an LPA to,...
51 views
Coronavirus Business Support Tool
Michael Roberts FPFS
  • Apr 23, 2020
  • 1 min

Coronavirus Business Support Tool

There have been a baffling wave of announcements for the support available to businesses during the current difficult times. To help...
16 views
Fraud - It could be you
Michael Roberts FPFS
  • Apr 7, 2020
  • 3 min

Fraud - It could be you

Over the years, fraudsters have become increasingly sophisticated in their use of scams. Gone are the days when you could spot a suspect...
54 views
Planning for Volatile Markets
Michael Roberts FPFS
  • Apr 3, 2020
  • 4 min

Planning for Volatile Markets

I wrote in my recent article that "Successful long-term investors are continuously acting on a Plan, rather than continually reacting to...
46 views
Disorderly markets; should we worry?
Michael Roberts FPFS
  • Mar 21, 2020
  • 1 min

Disorderly markets; should we worry?

One of our favourite investment managers, Tatton, have published their weekly newsletter. This week they look at: Government ordered...
14 views
Coronavirus - Support for businesses
Michael Roberts FPFS
  • Mar 20, 2020
  • 3 min

Coronavirus - Support for businesses

Here follows a summary of our understanding of the main announcements recently, to help businesses in the current climate. Support for...
15 views
How to react to volatile markets
Michael Roberts FPFS
  • Mar 20, 2020
  • 2 min

How to react to volatile markets

In this note I will not seek to commentate on how and why markets have reacted in the way they have to recent events, much less offer...
105 views
Tax Helpline to support Coronavirus affected businesses
Michael Roberts FPFS
  • Mar 20, 2020
  • 1 min

Tax Helpline to support Coronavirus affected businesses

HMRC has a set up a phone helpline to support businesses and self-employed people concerned about not being able to pay their tax due to...
6 views
Perspective on markets
Michael Roberts FPFS
  • Mar 19, 2020
  • 1 min

Perspective on markets

We have recently experienced extremely volatile conditions in investment markets. Of course the media love nothing more than a crisis,...
19 views
The silent killer of financial plans
Michael Roberts FPFS
  • Jan 26, 2020
  • 3 min

The silent killer of financial plans

When thinking about the future, considering the time when you’ll no longer be working and will instead be relying on your own resources,...
18 views
The amazing power of compound interest
Michael Roberts FPFS
  • Jan 25, 2020
  • 2 min

The amazing power of compound interest

Consider the following two guys. Dean and Dan. Both age 25 they have studied together at uni and are now entering the world of work. Dean...
29 views
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