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When bad news is all around...
Had I told you last September that in a year’s time: Inflation would be over 12% Interest rates will be 7 times higher Our energy bills...

Michael Roberts FPFS
Sep 7, 20222 min read
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Latest Tatton Video Update now live
Latest Tatton Video Update now live

Michael Roberts FPFS
Jul 13, 20221 min read
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Important information for Trustees
Trustees are required to register with the Trust Registration Service by 1st September 2022. If you're a trustee, find out more here.

Michael Roberts FPFS
Jun 21, 20222 min read
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A new home for Spend Time
I am delighted to let you know that, after seven years at Innovation House, we have just completed a move to our new office in Wokingham.

Michael Roberts FPFS
Jun 16, 20221 min read
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Autumn Statement Summary
The Chancellor of the Exchequer, Rishi Sunak, delivered his Autumn Statement today. This was not a "proper" Budget; which this year took...

Michael Roberts FPFS
Oct 27, 20213 min read
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When to call 159
Criminals stole £753.9 million through fraud and scams in the first half of 2021, an increase of 30% compared to the first half of 2020....

Michael Roberts FPFS
Oct 20, 20212 min read
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Tax Rises and Social Care - What we know so far
It was announced today (after much speculation) that some new measures would be brought in as part of the new care funding solution for...

Michael Roberts FPFS
Sep 8, 20213 min read
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Contactless payment limit to rise
It has now been confirmed that the contactless payment limit, which allows consumers to pay for goods and services without the need to...

Michael Roberts FPFS
Sep 1, 20211 min read
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NS&I Green Savings Bond details announced
In the last Budget in March, it was announced that the government would offer a green retail savings product through National Savings and...

Michael Roberts FPFS
Jul 5, 20212 min read
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New HMRC IR35 Flowchart Published
There have been a number of changes recently to IR35 rules. This legislation seeks to ensure that an individual who would have been an...

Michael Roberts FPFS
Jun 30, 20211 min read
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Working through an Umbrella Company
In the past, many individuals have undertaken contract work through their own limited company. Following recent changes to the IR35...

Michael Roberts FPFS
May 10, 20211 min read
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Why we support Link Visiting Scheme
Through my Financial Planning work over the past 15 years, I have on many occasions seen the effects that loneliness and social isolation...

Michael Roberts FPFS
May 5, 20212 min read
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Budget Summary
The Budget Statement was delivered by Chancellor of the Exchequer, Rishi Sunak earlier today. It takes place following what has...

Michael Roberts FPFS
Mar 3, 20215 min read
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Explainer: Difference between Debt, Deficit and GDP
Often, the words "debt", "Deficit" and "GDP" are mentioned in the media; but what do they actually mean, what's the difference, and how...

Michael Roberts FPFS
Jan 25, 20212 min read
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Leaving your pension on autopilot could be dangerous
Many workplace pensions, and indeed personal pensions, set up over the years have included an option commonly referred to as...

Michael Roberts FPFS
Oct 28, 20204 min read
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Negative Interest Rates
It has been well over a decade since the Bank of England cut the base rate to historic low levels; reaching 0.5% in March 2009 following...

Michael Roberts FPFS
Oct 6, 20203 min read
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Lasting Power of Attorney goes virtual
As anyone who has ever tried to use a Lasting Power of Attorney (LPA) will know, it can be a painful process. Invoking an LPA to,...

Michael Roberts FPFS
Aug 8, 20202 min read
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Summer Statement Summary
Yesterday, the Chancellor made an unusual Summer Statement announcing a range of measures to help stem the damage from the Coronavirus....

Michael Roberts FPFS
Jul 9, 20202 min read
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Coronavirus Business Support Tool
There have been a baffling wave of announcements for the support available to businesses during the current difficult times. To help...

Michael Roberts FPFS
Apr 23, 20201 min read
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Pension contributions for high earners
Since 2016, individuals with income in excess of £110,000 have been subject to a piece of (in my view) bonkers legislation known as the...

Michael Roberts FPFS
Apr 17, 20205 min read
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