spend time


We believe time is the most precious resource

Spend time living the best life possible

by making great decisions with your money

Wokingham town centre - the home of Spend Time

Spend Time's Story

Our mission

To enable families we work with to live their best life possible, by making great decisions with their money.

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Spend Time was born out of the desire to be different. For too long, financial advice has, as you might expect, focused on money. On investment returns. On moving money from one place to another. We believe that money is simply a means to an end, and that there is a better way.


That’s why we wanted to create a new type of Financial Planning firm. A firm which focuses not on clients’ money, but on clients’ lives. A firm that’s with you as your story unfolds. A firm which aims to answer that simple yet all important question; “Will I be ok”?


That’s not to say we neglect the money you’ve worked hard to accumulate; far from it. We’ll help you make the right decisions with your money, but always through the lens of your developing journey through life.


We realise our service won’t be right for everyone, but if you like what you read and it resonates with you, we’d love to talk.

Michael Roberts


Spend Time

About you

From experience, we believe you're most likely to benefit from spending time with us if you have:

Investible assets of £250,000 or more

Ten years or less to slowing down/ retiring or beyond

A strong desire to make the most of the time you have left on this planet


Our Service

Essentially, we create Financial Plans to enable our clients to make the most of their two most precious resources; money and time. Then we implement them and keep them up to date.

Learn more about what we do, what we don't do, and the commitments we make to our clients.


The Financial Planning Journey





Meet The Team

Carolyn Hanks


Michael Roberts FPFS

Director and Chartered Financial Planner

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Jessica Harkness

Assistant to Michael


Our Fees

We believe utmost transparency is crucial when it comes to dealing with such important matters as Financial Planning.

We think you should be aware of the full facts about costs. That's why we're happy to fully disclose our fees upfront, to allow you to make an informed decision.


Find out what our clients say about us.



spend time

0118 214 2140

Innovation House

Molly Millars Close


RG41 2RX

What3Words Address



spend time

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Spend Time is authorised and regulated by the Financial Conduct Authority under reference 917358. Spend Time Ltd is registered in England. Our registration number is 11761000. Our registered office address is 71-75 Shelton Street, Covent Garden, London, England, WC2H 9JQ. Please visit our legal declarations pages.


COPYRIGHT © 2019-2021 Spend Time Ltd All Rights Reserved