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We believe time is the most precious resource

Spend time living the best life possible
by making great decisions with your money

Spend Time's Story

Spend Time's Story

Spend Time was born out of the desire to be different. For too long, financial advice has, as you might expect, focused on money, on investment returns, on moving money from one place to another. We believe that money is simply a means to an end, and that there is a better way.


That’s why we wanted to create a new type of Financial Planning practice - which focuses not on clients’ money, but on clients’ lives; that’s with you as your story unfolds, that aims to answer that simple yet all important question: “will I be ok”?


That’s not to say we neglect the money you’ve worked hard to accumulate - far from it. We’ll help you make the right decisions with your money, but always through the lens of your developing journey through life.


We realise our service won’t be right for everyone, but if you like what you read and it resonates with you, we’d love to talk.

Michael Roberts


Spend Time

About you

From experience, we believe you're most likely to benefit from spending time with us if you have:

Investible assets of £250,000 to £5m

Ten years or less to slowing down/ retiring and beyond

A strong desire to make the most of the time you have left on this planet

About You
Our Service

Our Service

Essentially, we create Financial Plans to enable our clients to make the most of their two most precious resources; money and time. Then we implement them and keep them up to date.

Learn more about what we do, what we don't do, and the commitments we make to our clients.

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Financial Planning Journey

The Financial Planning Journey





Meet the Team

Meet The Team


Jessica Harkness

Assistant to Michael

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Michael Roberts FPFS

Director and Chartered Financial Planner

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Caroline Face


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Jordan Vincent

Assistant Financial Planner

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Our Fees

We believe utmost transparency is crucial when it comes to dealing with such important matters as Financial Planning.

We think you should be aware of the full facts about costs. That's why we're happy to fully disclose our fees upfront, to allow you to make an informed decision.

Ready to get started?

There's no time like the present.

Use our live online Plan Builder to start bringing your finances to life and instantly see the results. It's free to use and your data will remain private unless you choose to share it with us.

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Build your Plan


Find out what our clients say about us.

Contact Us
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Our news and views


spend time

0118 214 2140

The Barn

Waterloo Road


RG40 3BY

What3Words Address



spend time

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